SBI Life is a well-reputed company with excellent general insurance solutions. The health insurances of SBI are among the best health insurance in India. In this article, I will discuss the SBI health insurance

Types of SBI Health Insurance

SBI Health Insurance

Arogya Premier Policy:

Features:

1. Pre-policy Medical test is not required if a person’s age is up to 55 years. Also does not require any medical history

2. Covers expenses of 142 daycare

3. For each year that is free of claim, the cumulative bonus will be 10% of SI

4. There is no limit on sub

5. This policy provides coverage of sum insured from Rs 10 lakh to Rs 30 lakhs

6. You will also get a deduction on tax under sec 80D

7. Covers expenses of hospitalization (pre and post)

Arogya Top-up Policy:

SBI Health Insurance

Features:

1. Pre-policy Medical test is not required if a person’s age is up to 55 years. Also does not require any medical history

2. Covers expenses of hospitalization (pre and post) and nursing charges

3. Covers expenses of 142 daycare

4. This policy provides coverage of sum insured from Rs 1lakh to Rs 30lakh

5. You will also get exemption on tax under sec 80D

Arogya Plus Policy:

Features:

1. Pre-policy Medical test is not required if a person’s age is up to 55 years. Also does not require any medical history

2. Covers expenses of hospitalization (pre and post) and nursing charges

3. Covers expenses of 142 daycare

4. You will also get exemption on tax under sec 80D

5. There are multiple options of the sum insured of (Rs 1or 2 or 3) lakhs

6. Provides multiple coverages like a family floater, individual

Critical illness Insurance policy:

Features:

1. This policy provides coverage of sum insured up to 50 lakhs

2. Age of entry is a maximum of 65 years

3. Gives coverage to 13 critical illnesses

4. Plan of 1 and 3 years are available

5. You will also get exemption on tax under sec 80D

Hospital Daily Cash Insurance Policy:

SBI health insurance

1. Entry Age is from 18 to 65 years

2. Multiple options of the plan are available

3. You will also get exemption on tax under sec 80D

4.  Provides the benefit of daily cash

5. Gives coverage to convalescence expenses

6. Pre-policy Medical test is not required if a person’s age is up to 45 years.

Retail Health Insurance Policy:

1. Pre-policy Medical test is not required if a person’s age is up to 45 years. Also does not require any medical history

2. You will also get exemption on tax under sec 80D

3. Covers the whole family

4. Covers expenses of hospitalization (pre and post) and nursing charges

5. Covers widely from Rs 50 thousand to 5 lakh

Loan Insurance Policy:

SBI health insurance

Features:

1. Pre-policy Medical test is not required if a person’s age is up to 55 years with a sum insured of 1 crore

2. Covers 13 critical illnesses

3. Also covers loss of a job, death due to accident, and permanent disability

Group Health Insurance:

SBI health insurance

Features:

1. Pre-policy Medical test is not required if a person’s age is up to 65 years with a sum insured of 1 crore

2. Gives to the whole family

3. You will also get exemption on tax under sec 80D

4. Covers expenses of hospitalization (pre and post) and nursing charges

Conclusion: These are the health insurance products of SBI life. I hope this will help you in comparison with other health insurance

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