HDFC Ergo Health Insurance is one of the best insurance providers in India. It was formerly known as Apollo Munich Health Insurance. This company has different insurance products like health, travel and personal accident. In this article, I will mention the top health insurance plans of HDFC Ergo Health

HDFC Ergo Health

Top health insurance plans of HDFC Ergo Health:

Easy Health:

It provides coverage to pre and post hospitalization for 60 days and 90 days. This policy also gives coverage to maternity and optional coverage to 8 critical illnesses. This plan has a benefit called AYUSH which gives coverage to in-patient treatment for alternative treatments. With the benefit called ‘Stay active’, at renewal you will get discounts. It is an affordable plan and is available in two categories individual and family plan

Health Wallet:

HDFC Ergo Health

This plan of HDFC Ergo Health is also available in two categories, individual plan, and family plan. It offers an insured sum from 3 lakhs to 50 lakhs.  It also gives coverage to OPD expenses. With the multiplier benefit, your sum insured will become double in two consecutive years that are claim-free. After the exhaustion of your entire coverage, there will be restoration of your basic sum insured. With the reserve benefit, after 5 continuous renewals, you can pay 50% of the renewal premium

Optima restore:

HDFC Ergo Health

This plan is also available in two categories, individual plan, and family plan. It offers an insured sum from 3 lakhs to 50 lakhs. With the multiplier benefit, your sum insured will become double in two consecutive years that are claim-free. With the benefit called ‘Stay active’, at renewal you will get discounts. On your claim for the first time, 100% basic sum assured will be added to your cover instantly

Energy:

HDFC Ergo Health

This health plan is especially for those who have diabetes and hypertension. It offers an insured sum from 2 lakhs to 50 lakhs. This plan covers hospitalization to diabetes and hypertension from day 1. On your claim for the first time, 100% basic sum assured will be added to your cover instantly. It provides coverage to pre and post hospitalization for 30 days and 60 days. This plan also gives coverage to ambulance and organ donor expenses. You will earn up to 25% discount on renewal premium

Conclusion: Besides these, there are also other health products of HDFC Ergo Health like iCan Cancer plan, Dene care, Optima vital, optima super, and more.

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