Star Health and Allied Insurance co.ltd are one of the best health insurance providers. They provide excellent plans for health insurance, travel insurance, personal accident, etc. With these excellent products, they cater to the requirements of the family, corporate and individuals. In this article, I will mention the top health insurance plans of Star Health Insurance
Senior Citizens Red Carpet Health Insurance
It is preferable for senior citizens whose age is between 60 – 75 years. There is no requirement for a pre-policy medical test. It provides coverage to pre-existing diseases from the second year of the policy. It offers medical consultations. This provides protection up to 25 lakhs. The benefit of the constant premium is there with renewals (guaranteed) renewals for lifetime
Comprehensive Insurance Policy:
It is a family plan. It gives coverage to pre and post-hospitalization charges. This also provides coverage to maternity and new-born expenses. In case of death and permanent total disability, it provides coverage to personal accidents. Includes a wellness activity, through which you will get a discount in the renewal premium. It also gives coverage to dental or ophthalmic on an OPD basis.
Super Surplus Insurance Policy:
It is generally a top-up policy that will give you a higher insured sum at a premium (very affordable). You can take this policy on the basis of floater and individual. There is no requirement for a pre-policy medical test. It gives coverage to the expenses of organ donors. It also gives coverage for maternity and air ambulance expenses
Medi – Classic Insurance Policy:
There are options for the sum insured. It gives coverage to newborn and organ donor expenses. It also provides coverage to all daycare procedures. The entire sum insured can be restored automatically by 200%. Super restoration facility is also available
Family Health Optima Insurance Plan:
At an affordable premium, you will get this family floater policy. Extra sum insured is available at no extra charge. For every year that is claim free benefit of health check-up is available. From the 16th day, it will give coverage to newborn babies. It also provides coverage to donor expenses and daycare procedures. Assisted reproductive treatment is covered. sum insured can also be restored 3 times automatically by 100%. Grace period is also available
Star Health Gain Insurance Policy:
This policy gives coverage to expenses of inpatient and outpatient. Different options of premium are available. It also gives coverage to daycare procedures and charges of ambulance. For inpatient hospitalization, different options of the sum insured are also available.
Conclusion: I have discussed the top health plans of Star Health Insurance. If you are looking for a good health insurance plan, then you can choose any one of the above.